99. Every employee having seniority with the Company will receive a life insurance policy under the Whirlpool Employee Benefits Plan. Such plan provides life insurance benefits for employees having seniority and the employee´s spouse and dependents with the life insurance amounts in accordance with the employee´s election in accordance with the Plan. Dependent upon the employee´s election, the coverage provided may be on a contributory cost basis. AD & D will be provided in the amount of $9,000 provided the employee remains in active employment. 

100. If an employee is laid off, the policy is effective through the end of the calendar month following the calendar month of layoff´. If he or she is reemployed before losing seniority status, in accordance with Sub Paragraph 23.5, the policy will be reinstated at the amount he or she would have received had he or she been working and will continue as usual. 

101. Should an employee quit or be justifiably discharged, his or her insurance will remain in effect for thirty days; and if he or she is later reemployed, he or she will be considered as a new employee and the insurance will be handled as such.